What We Do

Purchase Loans: · Conventional:as low as 3% down; less “red tape” · FHA:3.5% down; best for credit-challenged borrowers · Jumbo:exceeds loan limits · VA:0% down; better rates for veterans · USDA:0% down Refinance Loans: · FHA:best for credit-challenged borrowers · Streamline:limited documentation; lowers interest rate · VA:higher LTV · Jumbo:exceeds loan limits for conforming loans Reverse Mortgage loans

More About Us

At HomeRate Mortgage, we make every customer our 1st priority – it’s about helping YOU. As a local mortgage lender, we are experienced in the local market, we work with the best local vendors for title and appraisals, and we know how to get you the best deal. Our team helps accomplish your goals, by taking your loan personally and communicating with you clearly through every step of the process. Since we are local, we love to do business face-to-face with a personal handshake, but we still run with the latest and greatest technology in the industry so we can help you close on time from anywhere. Quick Quotes, Low Rates, and Fast Closings – that’s the HomeRate Mortgage Guarantee. Call today and start saving! 423.805.9100